Atal Pension Yojana 2022, This Scheme was organized by the Prime Minister Narendra Modi on June 1, 2015. Today in this article we will get complete information about Atal Pension Yojana We will know “how to apply” Step by step process will be told. Pension is provided after completion of 60 years of age through Atal Pension Yojana. If you are above 60 years of age in your house, then you can give the benefit of this scheme in your house.
Let us tell you that the beneficiaries are provided a monthly pension of ₹ 1000 to ₹ 5000 through this scheme. The amount of this pension is determined keeping in view the investment made by the beneficiaries and their age. If in the event of untimely death, the benefit of this scheme is provided to the beneficiary’s family
Atal Pension Yojana 2022: Atal Pension Yojana
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To take advantage of this scheme, go to the official website and apply online. To apply for Atal Pension Yojana 2022, you have been told the step by step process, read carefully below and get complete information. Applicants applying under The Atal Pension Yojana 2022 will have to deposit the premium every month. Let us tell you that you can take advantage of this scheme only after completing 60 years of age. To apply in Atal Pension Yojana 2022, the age of the beneficiaries should be 18 to 40 years, only then they can apply for this scheme and can take advantage of this scheme. Let us tell you that if you want to join this scheme at the age of 18, then you will have to pay a premium of Rs 210 every month and those who are 40 years old then they will have to pay a premium of Rs 297 to Rs 1,454.
Just a few days ago, the Pension Fund Regulatory and Development Authority PFRDA has started a new facility for the account holders of Atal Pension Yojana, National Pension Scheme 2022-23. Let us tell you that according to this facility, you can make your contribution through NPS account holders UPI Unified Payment Interface. If you were earlier an NPS account holder, you could deposit your contribution only through net banking.
Benefits of Atal Pension Yojana
By investing in APY Scheme, the beneficiary is given pension by the government after retirement, so that you can bear your own expenses, you do not depend on anyone. Through the Atal Pension Yojana, you remain in your income even after retirement and if you die, the amount is provided to your wife and child. Let us tell you that the government also contributes to this scheme, as a result of which you get pension every month after retirement.
Let us tell you that the government also contributes to this scheme, as a result of which you get pension every month after retirement. The amount of pension through this scheme depends on the investment made by you and your age. Let us tell you that if someone has taken this scheme at the age of 18, then he will have to invest 210 rupees every month and after retirement i.e. from the age of 60 years, the beneficiary will get a pension of Rs 5000 per month. So the sooner you join it, the more you will benefit.
Let us tell you that the government also contributes to this scheme, as a result of which you will start getting tension after completing 60 years under this scheme.Under the Atal Pension Yojana, a monthly pension amount of a maximum of Rs 5000 and a minimum of Rs 1000 is given.To avail the benefit of Atal Pension Yojana 2022, it is mandatory to be a resident of India.Let us tell you that the age of the beneficiary of this scheme should be 18 to 40 years.Only those people whose income is outside the tax slab can take advantage of this scheme.
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Eligibility of Atal Pension Yojana
- First of all, you have to be an Indian citizen.
- Your age should be between 18 and 40 years.
- It is mandatory for you to have an active mobile number.
- You must have a valid bank account number linked to your Aadhaar number.
- All you need to do is submit the know your customer details.
- You must not have an existing APY account.
Documents Required for Atal Pension Yojana
- Aadhaar card.
- identity card.
- mobile number.
- Passport size photo.
- age certificate.
- Address proof.
- Bank account should be linked with Aadhar card.
- How to Apply Atal Pension Yojana 2022
- First of all you have to visit the official website jansuraksha.gov.in.
- Now you have to go to the home page, there you have to click on the form option.
About that you will get three options on the screen
- This three option will appear Suraksha Bima Yojana, Jeevan Jyoti Bima Yojana and Atal Pension Scheme option.
- Now you have to click on this option Atal Pension Yojana.
- You have to click on apply button.
- Now a PDF will open in front of you, download it.
- Now you have to go to the bank to apply.
- Login to icicibank.com.
- Click on Customer Service.
- Click on Service Request
- Click on Enrollment for Atal Pension Yojana from the Bank Accounts section.
- Fill all the required details.
- Atal Pension Yojana account will be activated within 1 working day.
- In this way you can apply for Atal Pension Yojana.
FAQ
- How to apply for Atal Pension Yojana?
Ans- Online Registration Form for Atal Pension Yojana (APY) 2022-23 is being invited by the central government at enps.nsdl.com by the government.
- How much money is received after death under Atal Pension Yojana 2022?
Ans- In case of normal death under the scheme, if the age is 45 years or less, Rs. 75 thousand, if the age is more than 45 years, Rs. 25 thousand, in case of accidental death Rs. 1 lakh assistance is payable.
- How much money is deducted in Atal Pension Yojana?
Ans- Under this scheme, after the age of 60 years of the beneficiaries, an amount ranging from Rs 1,000 to Rs 5,000 will be given as pension. In this, the amount of pension is decided according to the investment and age deposited by the beneficiary. Any Indian person can take advantage of Atal Pension Yojana.
- What is New Pension Scheme 2022?
Ans- Under the Atal Pension Yojana 2022, from October 2022, such people will not get the benefit of this scheme, who come under the purview of income tax.
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